Title: Top credit mistakes Word Count: 240 Summary: Today, I will be posting some of the most common credit card mistakes, people make. These mistakes may go un-noticed or often ignored, but they do leave marks on your credit report. Keywords: credit repair,credit mistakes Article Body: <ul> <li>Using expensive or undesirable types of credit costs too much and is negatively scored</li> <li>Accumulating too many lines of credit or too many credit cards causes credit report remarks like "too much consumer credit."</li> <li>3. Only paying the minimum due keeps balances too high. make sure you make it a habit to always pay more than minimum</li> <li>4. Maxing out your credit card will drop your score dramatically</li> <li>5. Cash advances from Credit cards cost higher interest rates and credit cards companies love you, when you do that</li> <li>6. Exceeding limits and having to pay over-limit fees is a negative with creditors and causes "high proportional amounts owed" remarks on credit reports and subtracts credit score points.</li> <li> Charging more than you can afford causes a snowball effect of debt with no easy way to pay it off.</li> <li>Ignoring credit problems causes unnecessary negative impact. Talk to your creditors, and give them a heads up that you are about to be late. This wont always work, but sometimes creditors wont report it to bureaus</li> <li>Always report change of address to your creditors in a timely manner</li> </ul> <p><b>Arslan</b><br> AmeriFico - <a href="http://www.turkiyespot.com/amerifico.com</a>" style="text-decoration: none"> <font color="#000000">Credit Repair</font></a> & Analysis<br> <b>Dallas, TX</b><br> http://www.turkiyespot.com/amerifico.com</a></p>