Details Of The Blue Sky from American Express Application

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291

Summary:
The Blue Sky from American Express is a rewards card designed for those who have very good credit. With this program, cardholders earn one point for every dollar they spend on every purchase.


Keywords:
Blue Sky from American Express application, credit cards


Article Body:
The Blue Sky from American Express is a rewards card designed for those who have very good credit. With this program, cardholders earn one point for every dollar they spend on every purchase. There is no limit on the number of miles that can be earned, and they do not expire as long as the card is active and in good standing. Points can be redeemed for any flight, hotel, rental car, or cruise with no blackout dates or restrictions on travel. Only one purchase can be made at a time in 7,500 increments, equivalent for a credit of up to $100. 


There is a 0% introductory rate for purchases that is valid for six months, and a 4.99% introductory rate for balance transfers that is valid until the loan is paid in full on transfers that are initiated when an online application is submitted. After the introductory period, the rate on purchases is a variable rate of 12.99% and 22.99% variable for cash advances contingent upon credit history. There is no balance transfer fee, but future transfers may incur a fee and will be disclosed at that time. No annual fee is charged for the Blue Sky from American Express Card. 


This card is most advantageous to those who plan to utilize the rewards program and pay in full each month after the introductory rate expires. It’s important to keep in mind that not all applicants quality for the introductory rate.


Some of the benefits a cardholder can expect to receive with this card include the following:


•	Online access to account information

•	Protection of purchases

•	Financial statement at year’s end (online)

•	Return protection

•	Extended warranty for purchases

•	Insurance for car rental

•	Emergency assistance and travel-related services

•	Emergency card replacement

•	Travel accident insurance up to $100,000