Unsecured Loans - Financial Blessing Without Pledging Word Count: 142 Summary: Unsecured loans are good for people who are not homeowners and unable to obtain a secured loan for example; a tenant living in rented accommodation. There are a few things to consider before applying for these loans. Keywords: payday loans, unsecured loans, finance, instant payday loans, bad credit payday loans Article Body: Unsecured loans are good for people who are not homeowners and unable to obtain a secured loan for example; a tenant living in rented accommodation. There are a few things to consider before applying for these loans. These loans are invariably more expensive than its counterpart loans. And the repayment periods demanded by lenders upon are shorter too. The reason behind this is because creditors have no guarantee that you can repay the loan. Therefore, they charge you more in interest to cover the cost of insurance policies that they need to take out to protect them should you default on repayments. In the event that you do not pay off, the lender makes appeal to the terms of the legally-binding credit agreement and pursues the borrower through the legal system. Generally, amount obtained by the borrowers for these loan provisions is