Title: Got Emergency Money Problems? Turn To Guaranteed Payday Loans Word Count: 560 Summary: It can be quite a challenge to find a source of fast cash if you've run out of options. Sometimes, it's also a matter of needing only a small amount of money and not wanting to go through all the necessary paper work just to file for a single loan. If you're looking for a small loan to pay for a temporary financial need, then a guaranteed payday loan might just be the best solution for you. What kind of loan is a guaranteed payday loan? Guaranteed payday loans are a typ... Keywords: paydayloan,payday loan,payday advance Article Body: It can be quite a challenge to find a source of fast cash if you've run out of options. Sometimes, it's also a matter of needing only a small amount of money and not wanting to go through all the necessary paper work just to file for a single loan. If you're looking for a small loan to pay for a temporary financial need, then a guaranteed payday loan might just be the best solution for you. What kind of loan is a guaranteed payday loan? Guaranteed payday loans are a type of cash advance loans that are payable within a short period. These loans are excellent for meeting immediate cash needs in times when payday is still a few days away. Many lenders provide this loan quickly and as long as you are qualified for it, this type of loan is easy to obtain. Who qualifies for a guaranteed payday loan? It is quite easy to get fast approval for guaranteed payday loans as long as you are qualified. Check if you have the following: -a full time job or a regular income -earnings that reach at least $1,000 a month -a checking account -18 years of age or older -no multiple payday loans that are outstanding How much loan amount can I expect from lenders? The loan amount will depend on the lender since some offer higher amounts than others. How much you receive will also depend on your paying capacity or how much monthly income you have. Usually, a guaranteed payday loan amount can start for as low as $100 and can be as high as $1,500, enough cash to pay for any financial need you might have. Will my credit rating affect my loan approval? Lenders who offer guaranteed payday loans do not conduct credit checks so you don’t have to worry if you have a less than stellar credit rating. What will matter, though, is that you are capable of paying back your loan and that you have no problem with past payday loans that are unpaid. Guaranteed payday loans are offered as unsecured loans by lenders. That means that the risk is carried by the lenders and not by the borrowers. Lenders must then ensure that the borrower will not renege on the agreement to repay the loan, that is why they will ask about your past payday loan record, if you have any. If your past loan record has been good, there's a good chance you could obtain a high loan amount, sometimes as much as $500 for your first application. How do I look for a guaranteed payday loan lender? There are plenty of lenders who offer guaranteed payday loans and many of them offer their services online. Applying for a loan is easy, with many lenders offering loans you can apply for online. However, it's best to compare lenders because they offer different rates. The annual percentage rate can mean a lot of savings for you especially if you decide to transact with the same company again in the future. Before you decide which lender to transact with, try to get in touch with at least three lenders to compare their offers. There's a good chance you can find a lender who can give you better rates. You can get the best offer with a little effort and save yourself a good amount of money.