Title: 
It Is Possible To Get Cheap Mortgage Cover With A Standalone Provider

Word Count:
361

Summary:
Mortgage cover can be a valuable lifeline to have in an uncertain world and although payment protection products have taken beating over the last few years when it was revealed there had been wide spread mis-selling of policies and extortionate premiums charged for the cover, it is possible to find cheap mortgage cover if you shop around and get quotes from standalone specialist providers.

Mortgage payment protection insurance  - or ASU insurance as the cover is also know ...


Keywords:
Income Protection Insurance, Mortgage Protection Insurance, MPPI, PPI


Article Body:
Mortgage cover can be a valuable lifeline to have in an uncertain world and although payment protection products have taken beating over the last few years when it was revealed there had been wide spread mis-selling of policies and extortionate premiums charged for the cover, it is possible to find cheap mortgage cover if you shop around and get quotes from standalone specialist providers.

Mortgage payment protection insurance  - or ASU insurance as the cover is also know – can, providing it meets your circumstance, give you the money each month with which to meet your mortgage repayments if you should come out of work due to suffering an accident, sickness or through unemployment of no fault of your own. The cover would kick in after a pre-determined amount of time of you being out of work which can be between the 31st day to the 90th day and would then continue to give you a tax free income for up to 12 months and with some providers for up to 24 months.

You do however have to check that cheap mortgage cover would be suitable for your circumstances as while mortgage payment protection can help you to keep the roof over your head it isn’t suitable for everyone. All policies will have exclusions within them that could mean it isn’t suitable for your needs, with the most common being if you only work part time, are retired or if you suffer from an illness which has caused problems during the last 2 years. The exclusions can be found in the small print of the policy and it is essential that you read these along with the key facts.

You have to get several quotes for the cover if you want cheap mortgage cover and a specialist will give you the cheapest quotes whilst at the same time making sure that you have access to the information needed to ensure that a policy would be suitable for your circumstances. If you are ever doubtful about a policy then ask the advice of those who specialise in offering payment protection products before buying what could be essential cover to keep the roof over your head.