Title: Three Easy Steps To Your Dream Vacation! Word Count: 423 Summary: Let’s face it. For many of us, our dream vacation may not quite fit into our financial possibilities. But with persistent determination, diligence and discipline, your dream vacation could be much closer than you may think! Here are 3 easy steps to your dream vacation. 1. Join a Home exchange program. When it comes to a dream vacation, you simply cannot get any better that FREE!! Home exchange programs allow you to swap homes with other home-owners in your dream vacat... Keywords: family vacations, disney world vacations, caribbean vacations Article Body: Let’s face it. For many of us, our dream vacation may not quite fit into our financial possibilities. But with persistent determination, diligence and discipline, your dream vacation could be much closer than you may think! Here are 3 easy steps to your dream vacation. 1. Join a Home exchange program. When it comes to a dream vacation, you simply cannot get any better that FREE!! Home exchange programs allow you to swap homes with other home-owners in your dream vacation destination. This means you save on costs of accommodations! There are several excellent home exchange websites that provide great information about swapping homes. We recommend "Travel The Home Exchange Way" and "Know Your Trade" . There is no better way to fast forward to a dream vacation! 2. Put your credit cards to work for you! Just about everyone uses credit cards in one way or the other, so as long as you are going to use one, why not let it work for you? Get a credit card that allows you to accumulate credit-card miles, which you can then use for FREE travel awards, travel upgrades and many other luxuries you may otherwise have to dish out large sums of cash for. So before you make your next charge, find out if your current credit card offers any travel rewards. If not, its time for a switch. There are many credit cards that award airline miles, cruise vacation points or hotel points. Caution: Do NOT make unnecessary charges on these travel award cards merely to get a free airline ticket! Use the travel reward cards to pay for necessary expenses! The trick is to use the card to make purchases you would have made with cash. Then pay off the card to a zero balance each month. That way, you made a purchase you would have made with cash anyway PLUS are piling up points toward great travel awards. 3. Liquidate unnecessary assets. So now you got free accommodations and a free airline ticket. But what about spending money? Most of us have stuff all around the house that we seldom ( read:never) use. Why not sell it and use that cash as spending money on your dream vacation? You can hold a “virtual yard sale” by using Craigslist and Ebay to you sell stuff you no longer use or need. Remember, one man’s “junk” is another man’s “treasure”. Follow these three easy steps and you may be enjoying your dream vacation much sooner than you think. It really is as easy as 1-2-3.